OUTSTATE MICHIGAN TROWEL TRADES FRINGE BENEFIT FUNDS

 

June 2000                       

 

 

                TO:         ALL ELIGIBLE PARTICIPANTS OF THE HEALTH AND WELFARE FUND

               

 

                RE:          SUMMARY OF MATERIAL MODIFICATIONS

                                Initial Eligibility

                                Physical Examination Benefits

               

                Dear Participant:

               

The Board of Trustees is pleased to announce that effective July 1, 2000 the initial eligibility rules have been modified to reduce the eligibility requirement from five hundred (500) hours to three hundred thirty (330) hours within three (3) months.  For example 330 hours of work in the months of March, April and May will make the participant eligible effective July, August and September.

 

Effective July 1, 2000 the Trustees have approved a physical examination benefit.  This examination, for preventive medical evaluation and to manage the health of the individual, includes a comprehensive history.

 

Blue Cross Blue Shield of Michigan (BCBSM) will pay the approved amount for the following services no more often than once every twelve (12) months per covered individual:

 

                                A physical or GYN examination provided in your physician’s office and;

 

                                The following screening procedures:

 

·                     Chemical Profile

·                     Complete Blood Count

·                     Fecal Occult Blood Screening

·                     Urinalysis

 

                If you have any questions regarding the above, please do not hesitate to contact the Fund Office.

               

                Sincerely,

               

                OUTSTATE MICHIGAN TROWEL TRADES HEALTH & WELFARE FUND

                BOARD OF TRUSTEES

 

March 2001

 

                TO:         ALL ELIGIBLE PARTICIPANTS OF THE HEALTH AND WELFARE FUND

               

 

                RE:          SUMMARY OF MATERIAL MODIFICATIONS

                                Prescription Drug Coverage

                                Self-Payment Rates

               

               

                Dear Participant:

               

As you may know, the Board of Trustees continually reviews the benefits provided by the Plan as well as the cost associated with maintaining these benefits.  Based upon the escalating cost of health care the Board of Trustees has approved the following modifications to the Plan:

 

§         Effective March 1, 2001 the Prescription Drug Benefit has been modified to provide a $5.00 co-payment for Generic prescriptions and a $10.00 co-payment for Brand Name or Dispense as Written Prescriptions. If there is no Generic available, you will be required to pay the Brand Name Co-payment. 

 

§         The Plan will now provide coverage for contraceptives.

 

§         The self-payment rates will be adjusted annually based upon the increase in the Blue Cross Blue Shield of Michigan costs.  The Self-Payment Rate will therefore be increased to $250 per month effective April 1, 2001.

 

                If you have any questions regarding the above, please do not hesitate to contact the Fund Office.

               

                Sincerely,

               

                OUTSTATE MICHIGAN TROWEL TRADES HEALTH & WELFARE FUND

                BOARD OF TRUSTEES